💰 Savings & Investment Opportunities

High-Yield Savings Accounts: As of today, some high-yield savings accounts are offering up to 5% APY. finance.yahoo.com+3fortune.com+3finance.yahoo.com+3

Money Market Accounts: Money market account interest rates remain well above historical norms, with some offering up to 4.41% APY. finance.yahoo.com+1finance.yahoo.com+1

Certificates of Deposit (CDs): Top CD rates are currently offering up to 4.25% APY. finance.yahoo.com+1investopedia.com+1

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🏠 Mortgage Rate Update

Mortgage rates have seen a slight decrease. The average 30-year fixed mortgage rate is now at 6.97%, down from 7.02% last week. Similarly, 15-year fixed rates have decreased to 6.16%. bankrate.com

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📈 Stock Market Highlights

The U.S. stock market is showing positive momentum:

• S&P 500 (SPY): Currently at 595.43 USD, up by 0.46%.
• NASDAQ (QQQ): Currently at 526.80 USD, up by 0.69%.investopedia.com
• Dow Jones (DIA): Currently at 425.16 USD, up by 0.34%.

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🏆 Personal Finance Education

Scripps Ranch High School in California has been crowned the 2025 National Personal Finance Champions by the Council for Economic Education. The competition tested students on topics like stocks, bonds, credit management, and budgeting. prnewswire.com