Title: Financial Literacy Is Great. Mandating It With a Ballot Initiative Is Not
Summary: The California Personal Finance Education Initiative is on the November ballot. The initiative would require high schools to offer, and students to take, a semester-long personal finance course. Ruben Navarrette: While we might all like financial literacy, it’s not hard to imagine future ballot initiatives that try to change curriculum. But hey, at least we’ll have some good stories to tell about the time we learned how to balance a checkbook in high school!
Title: How to make money as a teenager
Summary: Are you a young adult looking for a side hustle? Well, look no further! There are plenty of ways to make some extra cash, even if you’re stuck at home. You could become a survey guru, sell virtual items in games, or even start your own Twitch or YouTube channel. And if you’re tech-savvy, you could become a virtual assistant and help people with everything from scheduling to managing their websites. The possibilities are endless!
Title: Disgusted With Your Savings Interest Rate? Time to Switch
Summary: If you want to make your money grow, you might want to check out some of these low-risk options: savings accounts, money market funds, CDs, and U.S. Treasuries. They might not be flashy, but they sure do pay well. The national average interest rate paid on savings is 0.46% (as of April 15, 2024), according to the Federal Deposit Insurance Corporation. That’s like getting a free cup of coffee every day. Not bad, right?
Title: Savings interest rates today, May 20, 2024 (earn up to 5.15%)
Summary: As of May 20, 2024, the top savings interest rates are like the hottest chicks at a party – they’re all vying for your attention, but only a few can give you the best time. And guess what? The majority of these hot chicks are online banks!
Title: Don’t Go Broke Saying ‘I Do.’ Here’s How 3 Real Couples Kept Wedding Costs Down
Summary: Brides and grooms, listen up! If you thought weddings were expensive in 2021, think again. Wedding expenses have skyrocketed by 25% since then. And if you’re planning a wedding in one of the 20 largest US metro areas, you’re in for a treat (or a shock). The average cost for a wedding ceremony and reception in these areas ranges from a cool $30,000 in Sacramento-Modesto, California, to a whopping $63,000 in New York City. So, if you’re dreaming of a fairytale wedding, make sure you have a fairy godmother to help you with the budget.
Title: Expert Craig Bolanos shares ways to save $800 over course of a year
Summary: Financial guru Craig Bolanos, the CEO of Wealth Management Group, has four simple tricks to save over $800 in just one year. He says the first thing you should do is open a savings account, because it pays more interest than a checking account. He also suggests looking for cheaper insurance options and calling your current provider to see if they can lower your rates. Trust me, you’ll be amazed by how much money you can save with these tips.
Title: What is spaving and how can it lead to overspending?
Summary: When you save, you spend less money under the guise of saving. The problem with saving is that it can fool you into spending more to get a savings reward in return.
Title: SNAP Florida Payment May: What day this week will you get your food stamps and how much will you receive?
Summary: SNAP, formerly known as the Food Stamp Program, is a lifesaver for those who can’t afford to buy groceries. It’s like a magic wand that grants wishes for food, but only if you meet all the eligibility criteria. So, if you’re struggling to put food on the table, don’t hesitate to apply for SNAP. You might just get your wish!
Title: Personal Finance: The dangers of going all in
Summary: Cathie Wood, the Wall Street’s newest sensation, was once hailed as the savior of the market. Her funds attracted over $29 billion in 2020 and 2021, making her a billionaire overnight. But as they say, all good things must come to an end. Now, she’s known as the wealth destroyer, leaving investors in shock and awe.
Title: Today’s mortgage rates rise for both 15- and 30-year terms | May 20, 2024
Summary: The interest rate on a 30-year fixed-rate mortgage is 6.875%, which is like paying a premium for a lifetime of love. It’s 0.250 percentage points higher than on Friday, but hey, who needs love when you can have a mortgage? With mortgage rates changing daily, it’s a good idea to check today’s rate before applying for a loan, or else you might end up with a heart attack.

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