Title: California High School Requirement Could Include Personal Finance Course
Summary: California voters will decide whether high school students should take a one-semester course on how to handle their money. The course would cover everything from paying for college to online banking, taxes, budgeting, credit, retirement accounts, loans, the stock market and more. Sounds like a lot of fun, right?

Title: PERSONAL FINANCE: How to protect yourself from financial fraud
Summary: In 2023, Americans reported they were the victims of nearly $10 billion in financial fraud. Here are six steps you can take to help protect yourself. Or, as my grandma used to say, “”If it sounds too good to be true, it probably is.””

Title: Gen Z, millennials concerned about their finances leading to homelessness, new study shows
Summary: Survey: Almost a third of Gen Z and millennials are so stressed about their finances that they’re afraid they’ll end up living in a cardboard box. The main culprits are the skyrocketing prices of everything, from rent to groceries, and the fact that they have to pay for college, health care, and other stuff they don’t really need. Debt, retirement, interest, mortgages, and a lack of savings are just minor annoyances compared to this existential crisis.

Title: If You Closed Your Chime Account, You Might Be Owed $150
Summary: Chime was supposed to be a money-saving superhero, but it turned out to be more of a money-losing villain. In thousands of cases, Chime forgot to give back the money from closed checking and savings accounts, sometimes even after 90 days! That’s longer than some people take to finish a Netflix series. Chime has 10 days to set up a $1.3 million fund for making up for its mistakes. But don’t worry, Chime will still be around to help you with your money matters. Just make sure to double-check the refund date before you close your account.

Title: $4873 Social Security Payment: Who is elegible to get this payment and when is being deposited?
Summary: Get ready to hit the jackpot, retirees! The Social Security Administration is about to pay out some serious cash this week. From a grandpa who’s been rocking it for years to a young couple just starting their retirement journey, everyone’s waiting to see how much they’ll get. And let’s not forget about the big guns who could be walking away with a whopping $4,873 a month! It’s time to celebrate and plan for the future.

Title: How to Beat Soaring Home and Auto Insurance Premiums
Summary: Home insurance premiums are on the rise, and so are the costs of rebuilding and replacing your home. In fact, they’ve gone up by a whopping 55% since 2019! And if that wasn’t enough, insurers’ losses from natural disasters hit a whopping $65 billion in 2023. Plus, there’s a shortage of certain parts, which is driving up repair costs even more. Looks like it’s time to start saving up for that home insurance premium hike!

Title: The extra costs to consider when planning your summer holiday
Summary: If you thought flying was expensive, wait until you see the prices on low-cost carriers like easyJet, Ryanair, and Jet2. They’ve gone up by a whopping 30% on average! And if that’s not enough, Ryanair’s boss, Michael O’Leary, has even predicted that flight prices could soar by as much as 10% this summer. Looks like it’s time to start packing your bags and saving up for your next vacation!

Title: This is the ‘sweet spot’ for Roth individual retirement account conversions, expert says
Summary: Roth conversions are like a magic trick: you transfer pretax or nondeductible IRA money to a Roth IRA, but in return, you have to pay upfront taxes on the converted balance. It’s like getting a free ticket to the taxman’s show, but you have to pay for it before the curtain rises. However, if you’re lucky enough to retire early, when your income is lower, you might be able to reduce your upfront tax bill and enjoy the show without breaking the bank.

Title: The Fed just dashed hopes for lower mortgage rates. What homebuyers need to know.
Summary: If you’re thinking of buying a house, you might want to hurry up and sign the papers. The Fed is raising interest rates like crazy, and that means mortgage rates are going up too. Right now, you can get a 30-year fixed mortgage for 7.55%, which is more than double the 3% rate that was normal before the Fed started its rate-hiking campaign. And don’t expect things to get better anytime soon. Most experts predict that mortgage rates will stay between 6.5% and 7% for a while. So, if you’re looking for a bargain, you might want to look elsewhere.